Lowering your home insurance by improving your home security.
- britt9544
- Feb 4
- 1 min read
Installing high-quality locks can reduce your home insurance rates by improving security and lowering the risk of burglary. Here are some of the best locks to consider:
1. Deadbolt Locks (ANSI Grade 1)
Why? The most secure type of lock, resistant to forced entry.
Best Choices:
Schlage B60/B62 Series
Medeco Maxum
Kwikset 980
2. Smart Locks with Deadbolts
Why? Allows remote access and monitoring, which insurers may favor.
Best Choices:
August Wi-Fi Smart Lock
Schlage Encode
Yale Assure Lock
3. Keyless Entry Locks
Why? Reduces risks associated with lost or stolen keys.
Best Choices:
Ultraloq U-Bolt Pro
Kwikset Halo Touch
4. Double Cylinder Deadbolts
Why? Requires a key on both sides, preventing burglars from breaking a window and unlocking the door.
Best Choices:
Medeco Maxum 11TR503
5. High-Security Locks
Why? Pick-resistant, drill-resistant, and bump-proof.
Best Choices:
Mul-T-Lock MT5+
Abloy Protec2
Other Security Features That May Help Lower Insurance Rates
Reinforced strike plates
Door jammers and bars
Security cameras and monitored alarm systems
Before upgrading your locks, check with your insurance provider to see which security measures qualify for discounts. Do you want recommendations based on your current setup? Call Mr. Goodlock at 888-446-6355 and we will be happy to speak with you about up-grading your home security.
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