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Lowering your home insurance by improving your home security.

Installing high-quality locks can reduce your home insurance rates by improving security and lowering the risk of burglary. Here are some of the best locks to consider:

1. Deadbolt Locks (ANSI Grade 1)

  • Why? The most secure type of lock, resistant to forced entry.

  • Best Choices:

    • Schlage B60/B62 Series

    • Medeco Maxum

    • Kwikset 980

2. Smart Locks with Deadbolts

  • Why? Allows remote access and monitoring, which insurers may favor.

  • Best Choices:

    • August Wi-Fi Smart Lock

    • Schlage Encode

    • Yale Assure Lock

3. Keyless Entry Locks

  • Why? Reduces risks associated with lost or stolen keys.

  • Best Choices:

    • Ultraloq U-Bolt Pro

    • Kwikset Halo Touch

4. Double Cylinder Deadbolts

  • Why? Requires a key on both sides, preventing burglars from breaking a window and unlocking the door.

  • Best Choices:

    • Medeco Maxum 11TR503

5. High-Security Locks

  • Why? Pick-resistant, drill-resistant, and bump-proof.

  • Best Choices:

    • Mul-T-Lock MT5+

    • Abloy Protec2

Other Security Features That May Help Lower Insurance Rates

  • Reinforced strike plates

  • Door jammers and bars

  • Security cameras and monitored alarm systems

Before upgrading your locks, check with your insurance provider to see which security measures qualify for discounts. Do you want recommendations based on your current setup? Call Mr. Goodlock at 888-446-6355 and we will be happy to speak with you about up-grading your home security.

 
 
 

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